Recreation, Leisure and Travel

This area of adult life, often given short shrift during the busy career building and/or family raising years, may become a priority in our Third Age. Pursuits in this area help us create more balanced lives.

Ask yourself these questions:

• What active and quiet activities will I do for fun?
• What brings an element of challenge and excitement to my life?
• In what activities do I lose myself and my sense of time?
• What prior interests, talents, or hobbies do I want to renew?
• Would I like to plan a travel adventure or expedition?
• What worlds near and far do I long to explore?
• Might I like to join a team sport or a club related to an interest of mine?
• Do I have enough down-time and fun in my life? If not, what will I do to create more?

Other Important Considerations

Financial Needs and Resources

Financial planning is also important in preparing for the Third Age. When individuals have a vision of the life they want to create, they may be at a distinct advantage when working with their financial advisor. The more clarity you have about the life you want to be living in your Third Age, the more accurately you can project what you will need in the way of income, savings and other assets to support that lifestyle.

Housing and Lifestyle

Many individuals and couples rethink housing needs and lifestyle as they approach their Third Age. Most decide to downsize, paring down their accumulated possessions. Some stay where they are living while others move into town where they can walk to stores, restaurants, theaters and the like. Others move to the country where they are closer to nature. Still others relocate to be closer to family, in gentler climates or in less expensive locales. Deciding yours and your significant other’s preferences among urban, suburban or rural settings is key. It is also useful to consider the geography that is home for you: mountains, hills, lakes, deserts, coastal areas or plains.

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